Credit Counseling

Helping to Gain Your Financial Freedom


Our certified counselors understand the needs of consumer, as well as the requirements of creditors. They are specially trained to assist with whatever issues our clients may be facing.  Whether you have debt problems, a question concerning your credit report or just need help with the family budget, our certified counselors can provide advice, education and solutions to your needs.  Our counseling services are confidential and there is a minimal charge of $25.00 for each session.  Housing counseling sessions are free when funded by HUD.

Phone and Mail Counseling

CCCSN offices are conveniently located all over Nebraska and Western Iowa. (Click here to locate the CCCSN office nearest you.) However, for those consumers who are unable to attend at face to face counseling session, we provide debt counseling by telephone. Please call: 1-877-494-2227 to arrange an appointment or submit an online application at

Privacy Policy

Our agency is committed to assuring the privacy of individuals and/or families who have contacted us for assistance. We assure that all information shared both orally and in writing will be managed within legal and ethical considerations. Personal financial information, such as total debt information, income, living expenses and personal information (concerning financial circumstances), will be provided to creditors and, possibly others only with a clients expressed written permission.

CCCSN reserves the right to use aggregate case file information for the purpose of evaluating our services, gathering valuable research information and designing future programs. The anonymity of the consumer will be maintained through the use of a client number or by using aggregate data in all circumstances.

Consumers can securely complete and submit an application online at  A certified counselor will call to verify your information and set up a appointment time.